Underwriting Analyst

Impact: Problem-solving and innovation

Assess risk for insurance policies or loan applications, determining eligibility and appropriate terms.

What the day looks like

People interaction
Moderate
Team vs solo
46% Team / 54% Solo
Client facing
Rarely
Impact visibility
Moderate
Travel
5-10% domestic
Schedule flexibility
Flexible
Remote work
Limited Remote
Typical work hours
42-51 hours/week
Stress level
High

At a glance

Median salary
$113,000
Entry-level
$55,000
Senior
$176,000+
Growth by 2033
14% (faster than average)
Demand
Growing
Freelance potential
Low
Salary growth potential
High to 220% growth from entry to senior
Typical student debt
$40,000 - $60,000

Skills you'll use

Hard skills

  • Risk Management
  • Financial Modeling
  • Investment Analysis
  • Valuation
  • Data Analysis

Soft skills

  • Critical Thinking
  • Creativity
  • Time Management
  • Teamwork
  • Interpersonal Skills

Technical complexity: Very High

How to get there

Minimum education
Bachelor's Degree
Licensing
No
Years to mid-career
5-6 years
Years to senior
9-10 years
Career switching
Hard

Where this career leads

How people arrive here

    Where you can go from here

      Typical progression

      1. Entry Level
      2. Mid Level
      3. Senior Level
      4. Lead/Manager

      Future outlook

      Automation probability
      19% to low risk due to specialized skills
      AI disruption risk
      Low
      Demand trend
      Growing

      How people feel about it

      Overall satisfaction
      7.6/10
      Meaning
      7.7/10
      Work-life balance
      6.8/10
      Prestige
      7.3/10
      Social perception
      Moderate

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